Crime & Personal safe
Crime & Personal safe
Travel agents and tour operators are likely to require few sort of insurance when you book a package holiday, though according to UK law they can’t make you buy their own (other than a £1 premium for “program airline failure”). If you contain a good all-risks home insurance policy it might comprise your possessions against loss or theft even when overseas. Many private medical schemes like BUPA or PPP also offer coverage plans for abroad, comprising baggage loss, cancellation or curtailment and cash replacement as well as sickness or accident.
Americans and Canadians should also verify that they’re not already included. Holders of official student/teacher/youth cards are entitled to meagre accident coverage and hospital inpatient benefits. Students will always get that their student health coverage extends during the vacations and for one term beyond the date of last enrollment. Homeowners’ or renters’ insurance always comprises theft or loss of documents, money and valuables while overseas, though conditions and maximum amounts various from company to company
Rough Guides Travel Insurance
Rough Guides now offer their own travel insurance, customized for our readers by a leading UK broker and backed by a Lloyds underwriter. It’s available for anyone, of any nationality, traveling anywhere in the world, and we are convinced that this is the best-value scheme you’ll get.
There are two main Rough Guide insurance plans: Essential, for effective, no-frills comprise, starting at £11.75 for 2 weeks; and Premier - extra expensive but with extra generous and extensive benefits. Each offer European or Worldwide comprise, and can be supplemented with a “Hazardous Activities Premium” if you plan to indulge in sports considered dangerous, like skiing, scuba diving or trekking. Unlike several policies, the Rough Guides schemes are calculated by the day, so if you’re traveling for 27 days rather than a month, and that’s all you pay for.
For a policy quote, call the Rough Guides Insurance Line on UK freephone 0800/015 0906, or, if you’re calling from outside Britain on (+44)1243/621046. Alternatively, obtain an online quote at www.roughguides.com/insurance.